Maria V. · Oct 30, 2026 · 10 min read

Maria V. writes about renting in Palm Coast, Deerfield Beach and Boca Raton for Oasis Rentals.

Deerfield Beach Rent Growth Outpaces Boca Raton and Palm Coast

Deerfield Beach Rent Growth Outpaces Boca Raton and Palm Coast

Deerfield Beach ZIP code 33441 had the fastest annual rent growth among the six local ZIP codes in this September 2026 comparison. Its typical rent reached $2,614.13, up 6.03% year over year, ahead of Boca Raton’s 3.84% to 5.15% range and Palm Coast’s 0.56% to 2.12% range.

There is also a small crossover in the numbers: Deerfield Beach 33441 now costs $27.71 more per month than Boca Raton 33433, though the other two Boca ZIP codes remain considerably more expensive. Palm Coast has the lowest typical rents in the group, with both ZIP codes below $2,000.

The September 2026 rent comparison

Six ZIP codes measured the same way

The table uses the September 2026 Zillow Observed Rent Index, commonly called ZORI. Zillow designed the index to track changes in asking rents while controlling for shifts in the types and quality of homes available at different times. These figures represent typical market rents, rather than simple averages of the listings that happened to be online that month.

City and ZIPTypical rentMonthly changeAnnual changeThree-year change
Deerfield Beach 33441$2,614.131.92%6.03%10.29%
Boca Raton 33433$2,586.420.71%3.93%5.02%
Boca Raton 33486$3,006.671.07%5.15%6.30%
Boca Raton 33432$3,286.761.24%3.84%8.55%
Palm Coast 32164$1,864.180.70%0.56%2.85%
Palm Coast 32137$1,962.150.33%2.12%3.19%

Source: Zillow’s ZIP-level ZORI series for single-family homes, condominiums and cooperatives, September 2026. Percentage changes are calculated from the monthly values in the same dataset.

What stands out in the numbers

Deerfield Beach 33441 leads at every growth interval in the table. Its 1.92% monthly, 6.03% annual and 10.29% three-year increases are the highest among the six ZIP codes. It is not the most expensive location, though its typical asking rent has been rising faster.

Boca Raton still has the two highest price points. Typical rent was $3,286.76 in 33432 and $3,006.67 in 33486. Palm Coast remains several hundred dollars per month below the South Florida ZIP codes.

Why Deerfield Beach 33441 leads the growth table

A sharp recent rise

The annual result reflects a substantial year-over-year increase. Zillow’s series puts typical rent in 33441 at $2,465.50 in September 2025 and $2,614.13 in September 2026. The index rose by $148.63 over those twelve months.

The latest monthly movement was also pronounced. The index rose from $2,564.87 in August to $2,614.13 in September 2026, a gain of $49.26. A single month cannot establish a permanent direction. Still, renters searching now should avoid building a budget around prices they remember from last year.

The three-year view adds context

In September 2023, the same index for 33441 was $2,370.13. By September 2026, it had increased by $244.00, or 10.29%. A household weighing renewal costs should leave room for a change of that size.

The ZIP includes the eastern side of Deerfield Beach around Federal Highway, the Cove area and the beach district. Prices vary within those submarkets. A condominium near the Intracoastal, an older inland apartment and a single-family house are not interchangeable simply because all three share 33441.

Deerfield Beach shoreline and International Fishing Pier in Florida
Deerfield Beach shoreline and International Fishing Pier in Florida. Photo: Old Hoar's Frost / CC BY-SA 4.0

A practical Deerfield budget rule

Begin with the $2,614.13 typical-rent benchmark, then add separate budget lines for utilities, renter’s insurance, parking, association charges and commuting. Before comparing one home with another, ask whether the quoted rent includes water, trash, lawn care or amenities.

For more local context, renters can review the Deerfield Beach renter guides. When comparing floor plans rather than active availability, a local three-bedroom example such as 620 Parsons Way Retreat can help you decide which features matter before touring similar homes.

How Boca Raton compares

33433 is now slightly below Deerfield 33441

The closest comparison is Boca Raton 33433. Its September typical rent was $2,586.42, up 3.93% year over year. Deerfield Beach 33441 was $27.71 higher, a narrow difference of roughly one percent.

The gap is small enough that the individual property may matter far more than the ZIP-level figure. Renters comparing the two areas should look closely at usable space, building age, parking, association rules and access to Interstate 95, Federal Highway, Hillsboro Boulevard and Palmetto Park Road.

33486 combines a higher rent with strong growth

Boca Raton 33486 had the second-fastest annual increase in the group. Its typical rent reached $3,006.67, up 5.15% from September 2025. That is $392.54 above the monthly benchmark for Deerfield Beach 33441.

Renters considering central Boca near Military Trail, Camino Real or the areas surrounding Sugar Sand Park should weigh more than the rent alone. A shorter daily trip may justify some of the price difference. An extra bedroom or private outdoor space in Deerfield could shift the calculation the other way.

33432 remains the most expensive ZIP in the set

Downtown and east Boca’s 33432 had a $3,286.76 typical rent in September 2026. It rose 3.84% year over year and 8.55% over three years. Annual growth was the slowest among the three Boca ZIP codes, though its starting price was much higher.

The monthly gap between 33432 and Deerfield Beach 33441 was $672.63. Before paying that premium, consider how often you would use downtown Boca, Mizner Park, the Brightline station or nearby beach access. The value of that convenience depends on your actual weekly routine.

Palm-lined pedestrian district and buildings at Mizner Park
Palm-lined pedestrian district and buildings at Mizner Park. Photo: Elfguy at English Wikipedia / Public domain

Why Palm Coast remains the lower-cost option

Both ZIP codes remain below $2,000

Palm Coast 32164 recorded a $1,864.18 typical rent in September 2026. Palm Coast 32137 was $1,962.15. The $97.97 difference between the two ZIP codes was modest beside the wider gap between Palm Coast and South Florida.

Compared with Deerfield Beach 33441, the typical monthly gap was $749.95 for 32164 and $651.98 for 32137. Over a simple twelve-month period, those gaps come to $8,999.40 and $7,823.76, respectively, before utilities, transportation or differences between the homes are considered.

Growth has been much slower

Annual rent growth was 0.56% in 32164 and 2.12% in 32137. Over three years, the increases were 2.85% and 3.19%. That recent path has been calmer than Deerfield Beach’s, though a particular renewal or new listing may not follow the index.

In practical terms, 32164 covers many inland Palm Coast sections around Belle Terre Parkway and State Road 100. ZIP code 32137 reaches through northern and eastern Palm Coast toward the Intracoastal side. Housing form, lot size and driving patterns can differ substantially across those broad areas.

Lower rent can come with a different commute

Palm Coast is a separate market in Flagler County, so it is not a direct substitute for Deerfield Beach or Boca Raton when work, school or family commitments are in Broward or Palm Beach County. Daily travel there is commonly organized around Interstate 95, U.S. 1, State Road 100 and Palm Coast Parkway.

The lower benchmark may suit someone whose work is remote or tied to Flagler, St. Johns or Volusia County. Anyone who must regularly reach a South Florida workplace should calculate transportation and time separately instead of letting the rent difference settle the decision.

How renters should use these numbers

Compare the actual homes first

ZORI helps show market direction and scale, but it cannot adjust an individual quote for condition, renovations or lease terms. Use this five-part checklist when comparing homes:

  1. Record the monthly rent and every required recurring fee.
  2. Confirm the housing type, bedrooms, bathrooms, parking and usable outdoor space.
  3. Ask which utilities and maintenance services are included.
  4. Price your normal commute, not an occasional weekend drive.
  5. Read the renewal, association approval, pet and early-termination terms before applying.

Create a true monthly total

List each candidate home in a simple worksheet with rent, electricity, water, internet, insurance, parking, pet charges and estimated transportation. Put one-time application and moving costs in a separate move-in column. This keeps the recurring monthly total distinct from the cash needed to sign.

A $100 rent difference can disappear when one home includes water and lawn care and another does not. A slightly more expensive home near work may also reduce fuel, toll and vehicle costs. Ask for a sample utility history when available, then compare the lease language line by line.

Use the index as a negotiation reference, not a promise

If a renewal increase is far above the ZIP’s annual trend, politely ask the property manager what changed. The difference may reflect improvements, insurance, association costs or a prior lease that was below market. Bring comparable information, request the full new monthly obligation in writing and consider whether a longer lease term provides useful stability.

Renters who are still building a shortlist can browse available and archived rental homes to compare layouts and locations. Verify current status, price and terms directly before relying on any property page.

What the Zillow index does and does not measure

A measure of typical asking rent

Zillow explains that ZORI measures changes in asking rents over time while controlling for changes in the quality of available rental stock. It uses repeated observations of the same rental units and applies Census-based weights so frequently listed property types do not dominate the result.

The published series is smoothed with a three-month moving average. Zillow dollar-denominates the latest index value using the middle portion of asking rents, then chains the index backward through its monthly changes. The result is easier to read in dollars while still working as an index.

It is not a quote for every home

The figure does not mean every renter in 33441 will be offered exactly $2,614.13, or that every home appreciated by 6.03%. An asking rent may fall above or below the index because of the home’s size, condition, location, furnishing, amenities, lease length and property type.

The dataset used here combines single-family residences, condominiums and cooperatives. That broad coverage helps with market comparisons, but renters should still compare similar homes when making a personal decision.

A decision rule for choosing among the three markets

Choose based on the whole week

Deerfield Beach 33441 may suit renters who need South Florida access and want an alternative to the higher Boca benchmarks. Boca Raton may justify its premium when work, school or daily life is concentrated there. Palm Coast has a substantially lower typical rent and a different geographic routine.

Before applying, spend an ordinary weekday testing the route between the home, work, groceries and your most frequent appointments. Visit after dark, inspect the parking rules, check cellular reception and ask who handles after-hours maintenance. Those observations say more about daily fit than a citywide label can.

Leave room for the next renewal

Deerfield’s 6.03% annual growth does not predict the next twelve months, though it is a good reason to avoid budgeting at the absolute limit. Ask when renewal discussions begin, how notice is delivered and whether the lease has fixed escalation language. Keep the answer with your application documents.

If Deerfield Beach is the right geographic fit and the current total is uncomfortable, compare housing types and nearby ZIP codes before stretching the budget. For help turning this September data into a realistic rental target, contact Oasis Rentals at (561) 299-0336 or info@oasis-rentals.com. Bring your maximum monthly housing total, move date and commute destination, and we can help you sort through the trade-offs.

Sources

FAQ

Which local ZIP code had the fastest rent growth in September 2026?

Deerfield Beach 33441 led the six-ZIP comparison with 6.03% year-over-year growth. Its typical Zillow Observed Rent Index value was $2,614.13.

Is Deerfield Beach 33441 now more expensive than Boca Raton 33433?

Yes, on Zillow’s September 2026 typical-rent measure. Deerfield Beach 33441 was $2,614.13, or $27.71 above Boca Raton 33433 at $2,586.42. Individual homes can still differ substantially.

Which Boca Raton ZIP code had the highest typical rent?

Boca Raton 33432 had the highest figure in this comparison at $3,286.76. ZIP code 33486 followed at $3,006.67, while 33433 was $2,586.42.

How much lower were typical rents in Palm Coast?

Palm Coast 32164 was $1,864.18, and 32137 was $1,962.15. Those figures were $749.95 and $651.98 below Deerfield Beach 33441, respectively.

Does the Zillow rent index predict the price of a particular rental?

No. ZORI estimates typical market asking rent and tracks changes while controlling for the available housing mix. A specific home may cost more or less depending on its size, condition, location, amenities, property type and lease terms.

Photo credits: Infrogmation of New Orleans / CC BY-SA 3.0; Old Hoar's Frost / CC BY-SA 4.0; Elfguy at English Wikipedia / Public domain

Palm CoastDeerfield BeachBoca RatonFlorida
← Deerfield Beach Planning Board Meeting: A Renter’s Guide