Boca Raton Rent Prices by ZIP Code in 2026

Boca Raton's 33432 ZIP code has the highest typical rent and strongest three-year growth among the three ZIP codes examined. Zillow's July 2026 data puts typical rent in 33432 at $3,035.01, up 10.96% from July 2023. Typical rent was $2,649.46 in 33433 and $2,691.65 in 33486. Over the latest year, 33433 grew fastest at 4.34%, according to the July 2026 Zillow Observed Rent Index ZIP-level file.

Renters are paying a clear premium for 33432, while the lowest-cost ZIP in this comparison is still getting more expensive. Anyone planning a late-2026 move should compare the total monthly cost instead of assuming that today's least expensive area will remain the slowest-growing one.

The July 2026 Boca Raton rent comparison

Typical rent and recent movement

The table uses Zillow's smoothed, non-seasonally adjusted index for single-family residences and condominiums. Monthly, annual and three-year changes compare July 2026 with June 2026, July 2025 and July 2023, respectively. The dollar premium is measured against 33433, the least expensive of these ZIP codes in July.

Source and calculations: Zillow ZIP-level ZORI data through July 31, 2026. Dollar amounts are shown to the nearest cent so readers can reproduce the comparisons. A real lease will normally use whole-dollar rent.

The leaders depend on the time period

No ZIP code leads every measure. The highest current rent and strongest three-year appreciation belong to 33432. The fastest annual growth belongs to 33433. Of the three ZIP codes, 33432 also posted the largest month-over-month increase.

The difference matters when comparing areas. Current asking prices make 33433 look like the value choice. Its momentum tells a different part of the story: typical rent there rose more quickly during the latest year than in the other two ZIP codes.

What a $3,035 typical rent means in 33432

The current premium is substantial

The $3,035.01 typical rent in 33432 is $385.55 higher per month than the $2,649.46 figure in 33433. Over a full year, that difference becomes $4,626.60, based on the same July 2026 Zillow figures.

A difference that large can change a household's search. Elsewhere, $385.55 per month may cover a meaningful portion of utilities, renters insurance, moving costs or association charges. Ask what you would receive for that additional $385.55 each month and whether you would use it.

Location has to earn the difference

ZIP code 33432 covers the eastern and downtown side of Boca Raton, including areas around Mizner Park, Federal Highway and the coast. A renter considering that side of town may value being close to downtown routines, the beach or an office east of Interstate 95.

Put the premium through a daily-life test. Write down the destinations you expect to visit repeatedly, then compare actual routes at the times you would travel. The higher rent may make sense if the location removes an inconvenient drive or lets your household make fewer car trips. If most of your week is spent farther west, the ZIP-code label alone does not justify the added cost.

Why 33433 deserves attention

The lowest current rent has the fastest annual growth

At $2,649.46, 33433 was the least expensive ZIP in this three-way comparison. Its 4.34% year-over-year increase exceeded 33432's 3.09% and 33486's 2.85%. Typical rent increased from $2,539.27 in July 2025 to $2,649.46 in July 2026, a gain of $110.19 per month, according to the Zillow time series.

The increase does not prove that every available home in 33433 will become more expensive. It shows that the broader measured market has recently been rising faster than the other two ZIPs. Renters who prefer this part of Boca Raton should prepare a complete application before touring instead of waiting to assemble documents after finding a suitable home.

A practical way to compare homes

If two homes meet your space and condition requirements, compare their complete recurring costs. Start with rent and add required association or amenity charges, estimated utilities and the transportation cost created by each location. Keep one-time move-in expenses separate so they do not disappear inside the monthly calculation.

For more local context, the Boca Raton renter guides can help you investigate association procedures, utility setup and neighborhood tradeoffs. Those practical differences can outweigh a modest gap between ZIP-level index values.

How 33486 fits between the two

Close to 33433 in price

Typical rent in 33486 was $2,691.65 in July 2026, only $42.19 per month above 33433. Annualized, that gap is $506.28, calculated from Zillow's July ZIP-level values. That leaves a much narrower price difference than the comparison between either ZIP and 33432.

For many households, a $42.19 difference should not decide the lease by itself. Home condition, included services, parking, storage, association rules and the route to work may matter more. I would treat 33433 and 33486 as overlapping search areas unless a household has a firm geographic boundary.

Its longer trend follows a different path

Over three years, 33486 rose 7.10%, slightly more than 33433's 6.90% and well below 33432's 10.96%. Its latest annual gain of 2.85% was the slowest of the three. In July 2026, 33486 sat near 33433 on price while following its own rent path.

I would not apply a citywide percentage to an individual renewal. Ask for comparable homes in the immediate area, note material differences in size and condition, and evaluate the landlord's proposed rent on its own evidence.

How to read Zillow's ZIP-level data correctly

ZORI is an index, not a listing quote

Zillow defines ZORI as a smoothed measure of typical observed market-rate rent. It uses repeat-rent changes and weights the results to better represent the rental housing stock instead of simply averaging whatever happens to be advertised at one moment. Zillow says its dollar-denominated figure is based on the middle portion of asking rents. ZORI is available at the ZIP level where sufficient data exists, as explained in the ZORI methodology.

The index is useful for comparing broad direction, but a particular condominium, townhouse or detached home should not be expected to rent for the ZIP's displayed amount. Bedrooms, bathrooms, renovation level, outdoor space, furnishing, parking and lease length can all place an individual home above or below the index.

The series can be revised

Zillow's research page describes ZORI as a weighted measure covering the wider rental market, including more than homes currently listed. The methodology also explains that the index is smoothed with a three-month moving average and checked before publication. Record the release month when using a value and expect later downloads to reflect the newest available series.

Call the figure "typical rent according to Zillow's July 2026 index," rather than "average rent for every home in the ZIP." The distinction keeps a market indicator from being mistaken for a guaranteed price.

Build a budget around the $386 monthly spread

Start with recurring housing costs

For a practical worksheet, round the 33432-to-33433 difference to $386 per month, while retaining the exact $385.55 figure in your calculations. The resulting annual difference is approximately $4,627, derived from the July 2026 ZORI values.

• Base rent: Use the amount stated in the proposed lease, not the ZIP-level index.
• Utilities: Ask which services are separately metered and which, if any, are included.
• Association charges: Request a written list of application, move-in, parking and amenity charges before applying.
• Insurance: Obtain a renters-insurance quote for the actual address and required coverage.
• Transportation: Compare parking needs, toll routes, fuel use and the household's regular destinations.

Keep move-in cash separate

Deposits, advance rent, application charges and moving expenses belong in a separate move-in column. A home can fit the ongoing monthly budget and still require more cash at signing than expected. Ask for a written move-in ledger before sending money, and make sure each charge matches the application documents or lease.

When you are ready to test the worksheet against real homes, review the broader rental inventory instead of assuming every property tracks the ZIP average. A property page for a three-bedroom Boca Raton home can also show which physical details you should compare, even when that particular home is not available.

What to watch before snowbird season

Begin with timing, not predictions

Palm Beach County identifies mid-November through mid-April as its peak tourism season. Local Boca Raton seasonal-rental specialists describe the winter rental window as running from November through April. These sources support planning for more seasonal activity, though they do not prove that every annual rental will rise in price or disappear during winter.

Watch active availability and lease terms as autumn progresses. Furnished coastal homes and seasonal leases operate differently from unfurnished annual rentals. Check the lease length and included services before comparing a seasonal asking price with a year-round home.

A renter's watch list

1. Save comparable homes in your preferred ZIP and record the date, asking rent and required lease length.
2. Check whether advertised charges are monthly, one-time or refundable.
3. Confirm association approval requirements before paying an application charge.
4. Ask when the home can actually be occupied, not merely when it can be toured.
5. Recheck your shortlist weekly if your intended move falls inside the November-to-April seasonal window.

This log gives you evidence specific to your search instead of relying on a general claim that "winter is expensive." It will show whether suitable homes in your own price range are appearing, lingering or leaving the market.

Choosing among 33432, 33433 and 33486

Choose 33432 when access justifies the premium

Start with 33432 if eastern Boca Raton is central to your routine and the $385.55 monthly premium over 33433 fits comfortably after utilities and other required charges. Its 10.96% three-year increase is a reason to budget carefully, without rushing into a lease.

Choose 33433 or 33486 for a wider value search

Search both 33433 and 33486 if you are flexible within central Boca Raton. Their July typical rents were separated by only $42.19, while individual homes may differ much more in condition, layout and included services. In 33433, pay particular attention to renewal affordability because its latest annual growth was the fastest of the group.

My rule is straightforward: choose the home that remains comfortable after every recurring charge is added, then use ZIP-level rent data as a reasonableness check. A favorable index value cannot make up for a poor commute, unclear fees or a property that does not fit daily life.

Sources

• Zillow Research, ZIP-level Zillow Observed Rent Index CSV
• Zillow Research, Housing Data and ZORI definition
• Zillow Research, Zillow Observed Rent Index methodology
• Palm Beach County Film and Television Commission, county facts and peak season
• Boca Raton Real Estate, seasonal rental timing

Get help comparing the real monthly cost

If you are deciding among Boca Raton ZIP codes, send Oasis Rentals your target move date, monthly ceiling and preferred area. We can help you compare the rent, required charges and lease terms of available homes before you commit. Call (561) 299-0336 or email info@oasis-rentals.com.